Travel Insurance Philippines do you have any?

Travel Insurance Philippines

Why the need for travel insurance?

Many travellers to the Philippines tend to have the view that basic medical health care here is comparatively cheap and that they do not require any travel insurance.

Although it is true that basic health care here is relatively cheap, you should remember that we are referring to “BASIC” health care.

One of the worst things that can happen during your holidays will be to fall ill or have an accident. You cannot say that you are immune to dengue fever, malaria or food poisoning and any medical care that requires more intensive care can really burn a hole into your pocket.

Apart from medical emergencies, travel insurance Philippines, can really be a life saver in the event of emergency evacuation, trip cancellation, delayed trip or lost baggage.

How do you know that the tour operator you booked your holiday with, will not go out of business unexpectedly? In the event this occurred, your travel insurance Philippines will be able to reimburse you for the used portion of your tour to the Philippines.

Typhoons are a normal occurrence in the Philippines especially during the latter part of the year. Bad weather can really cause havoc with your holiday plans and as a consequence could result in your flight or flights being delayed.

With the proper travel insurance Philippines coverage, you can get reimbursed for your meals, taxi fares and lodging expenses.

Travel Insurance Philippines - Medical facilities in the Philippines

Interestingly the top major concerns for travellers to the Philippines are more or less to do with medical related contingencies.

Hence, it is natural for travellers to this country to be curious about the medical facilities that are available here, especially those which are dedicated to critical medical care. If you are in the metropolitan areas like Manila or Cebu city, the medical facilities are actually world class.

The Philippines in fact is one of the leading destinations for foreigners pertaining to medical tourism. With the spread of the superbug from India, it is likely that the Philippines will soon overtake India as the leading destination for medical tourism. However, medical facilities in the provincial areas are very much wanting.

Unless you have no choice, you should try to seek treatment at a private medical facility in Cebu or Manila.

Travel Insurance Philippines - Major hospitals in the Philippines

As mentioned earlier, the Philippines is fast becoming one of the world’s leading destinations for medical tourism. So, it is not surprising to find that the major hospitals are to be found in Manila and Cebu where most of the tourists converge to.

Below is a list of top hospitals that are found in Manila and Cebu.

Top Manila hospitals:

  • Alabang Medical Center
  • Asian Hospital
  • Beverly Hills Medical Group (Makati)
  • Makati Medical Center
  • Manila Doctors Hospital (Ermita)
  • Medical City (Ortigas)
  • Metropolitan Medical Center (Manila)
  • Philippine Heart Center (Quezon City)
  • San Juan de Dios Educational Foundation (Pasay City - ISO certified Public Hospital)
  • St. Luke’s Medical Center (Quezon City)
  • World Citi Med (Quezon City)

Top Hospitals in Cebu:
  • Chong Hua Hospital
  • Cebu City Medical Center
  • Vicente Sotto Medical Center
  • Perpetual Succour Hospital
  • South Western Hospital

Top Hospitals in Baguio:
  • Baguio Chinese-Filipino Hospital (along Trancoville)
  • Baguio Medical Center (at 9 Military Cut-off Road)

So make sure you take out Travel insurance, you never know when you will need it, but you will be grateful you have it, if you have an accident!

Do YOU have travel Insurance?

Did you have a great experience that required the use of travel Insurance in the Philippines?

Share your story with everyone!

* Did you make a claim on your policy?

* Did you need a trip to a hospital?

If you did, then help other travelers and share your opinion about it travel insurance!

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